A family pays $3,000 tuition for their son to play a season of club baseball.

The family purchases SportGuard coverage direct from PFW for their athlete.

If the athlete is injured and cannot continue on with the season before the first game...

The family is reimbursed $3,000.00 (100% of the season total).

The club makes SportGuard coverage part of their overall tuition fees

An athlete is injured and cannot continue on with the season after just 10 of the 20 games in the season…and the family has paid the entire seasons tuition

The family is reimbursed $1,500.00 (50% of the season total).

A club allows the family to be on a payment plan for the $3,000 tuition fee and the club has made the SportGuard coverage part of the overall fee

The family has only paid $1,500 of the total fee and the athlete is injured

The club would be reimbursed the remaining $1,500 tuition that is owed.